Business Credit Accelerator New

How to Unlock $250,000 In Business Credit
Without a Personal Guarantee...

It’s the go-to trick of the expert who’s helped small businesses obtain 
more than $51 million in capital

AS FREATURED IN

Course Format:
Online Course

Work at your own
pace.

Course Order:
Bonus Course

For new & experienced entrepreneurs.

Duration:
4 Weeks or Less

Finish as quickly
as you want.

Result:
Virtually Limitless Credit

To start and grow
your business.

Course Format:
Online Course

Work at your own
pace.

Course Order:
Bonus Course

For new & experienced
entrepreneurs.

Duration:
4 Weeks or Less

Finish as quickly
as you want.

Result:
Virtually Limitless Credit

To start and grow
your business.

What is the Business Credit Accelerator?

The Secret Entrepreneurs Use to Leverage Other People’s Money...

This online course is specially engineered to help new or experienced entrepreneurs master the art of business credit. No matter your personal credit or how much capital you’re starting with, YOU can gain access to the cash you need to launch and grow your business with this blueprint.

We’re not talking about generic information. This is real, actionable, step-by-step guidance for Conquering Entrepreneurs…

Here are just some of the benefits our students love about this course…

This online course is specially engineered to help new or experienced entrepreneurs master the art of business credit. No matter your personal credit or how much capital you’re starting with, YOU can gain access to the cash you need to launch and grow your business with this blueprint. We’re not talking about generic information. This is real, actionable, step-by-step guidance for Conquering Entrepreneurs… Here are just some of the benefits our students love about this course…

4-Week Course Details

1 Hour Per Day
If you can spend just one hour per weekday, you’ll complete the course within a month. Have some extra time to spare on the weekend? Finish even faster!
Keep Your SSN Private
You’ll discover how to keep business credit and personal records 100% separate. That means you don’t need your social security number to open these accounts.
The Vanguard of Credit & Funding
Lucien (Lou) Smith has more than 20 years of experience as a successful entrepreneur, investor, and business mentor. He’s helped small businesses obtain more than $51 million in capital.
For Any Situation
No capital? Less than ideal credit score? No matter your starting point, this step-by-step guide leads you to the cash you need to start and grow your business.

Achieve Entrepreneurial Success Through Education & Dedication

We guarantee success to those willing to take action and chase their dreams. Set your goals, and we will guide you to them. Our goals are…

1,000+

BUSINESSES ESTABLISHED/ADVISED

$1 Billion

IN REVENUES FOR BUSINESSES

10,000

NEW JOBS CREATED

1,000+

BUSINESSES ESTABLISHED/ADVISED

$1 Billion

IN REVENUES FOR BUSINESSES

10,000

NEW JOBS CREATED

What Would You Do With $250,000?

Boost Your Business With the Bank’s Money...

Perhaps the single biggest roadblock to starting a business is a lack of cash. With the proven blueprint to obtain up to $250,000 (and more), you’ll be able to launch and scale your business the right way

What will you do?
Why not do it all? You could be just FOUR weeks from accessing that cash…
What will you do?
Why not do it all? You could be just FOUR weeks from accessing that cash…

Key Benefits of the Business Credit Accelerator...

Confidence

You won’t just know how to obtain and leverage business credit. You’ll have a deep understanding of how business credit works. You’ll know how to fund your business!

Flexibility

Don’t scrape by with the cash you have on hand. Access the capital you need to build your business the right way by following this proven blueprint. No more choosing; Do it all!

Peace of Mind

You’ll discover how to safeguard yourself by firewalling your social security number, personal credit records, and more. You’ll sleep comfortably at night knowing you’re protected!

Access the Business Credit Accelerator Course

For Lifetime Access to ALL Timestar Academy Courses!

The Business Credit Accelerator supplements the three primary courses of Timestar Academy…

Course 1:
Startup Business Accelerator

This course shows you how to start a business that’s guaranteed to become profitable. It’s the ideal starting point for entrepreneurs who DO NOT have an existing business. And if you’re one of the first 500 to sign up, you’ll gain access to this course FOR FREE!

Course 1:
Startup Business Accelerator

This course shows you how to start a business that’s guaranteed to become profitable. It’s the ideal starting point for entrepreneurs who DO NOT have an existing business. And if you’re one of the first 500 to sign up, you’ll gain access to this course FOR FREE!

Course 2:
Base Builder

Building from the Startup Business Accelerator, this course gives you the playbook used by business owners to achieve virtually instant success. It includes proven strategies for selling, branding, team building, marketing, and so much more…

Course 3:
Scale-Up Multiplier

Discover the ideal launch point for your business, then follow step-by-step guidance for scaling your business into a thriving operation. Gaining access to the Business Credit Accelerator will earn you access to ALL courses, including this one.

Course 3:
Scale-Up Multiplier

Discover the ideal launch point for your business, then follow step-by-step guidance for scaling your business into a thriving operation. Gaining access to the Business Credit Accelerator will earn you access to ALL courses, including this one.

Bonus Course:
Business Credit Accelerator

Whether you’re a brand-new entrepreneur or a seasoned business leader, you’re in the right place if you’re ready to build excellent business credit, access thousands in credit, and more. Gaining access to the Business Credit Accelerator will earn you access to ALL Timestar Academy courses!

Business Credit Accelerator

Comprehensive Course Structure

The Business Credit Accelerator is your playbook to obtain the capital and credit you need to launch and scale your business. We’ve laid it all out into easily-digestible modules that can be separated into five distinct phases.

Phase 1: Foundation

This section will start you on a journey to getting business credit that isn’t tied to your records. 

We begin by explaining what business credit is and how it differs from the type of credit you take on personally. We introduce you to an employer identification number and how to use this to spare your social security number any extra weight.

You’ll discover the key differences between business and personal credit. Then we’ll touch on subjects like personal guarantees and whether or not you need to have one. Finally, we explain how this applies to revolving store credit cards like Staples, Lowes, and Home Depot. You will learn the following:

  • The difference between business and personal credit
  • What an employee identification number is
  • How to keep business and personal credit separate
  • Credit options without a personal guarantee

Next, we jump right into the benefits of business credit. Why is it better than personal credit when it comes to startups or established businesses? You’ll find out in this module. We’ll also touch on building a business credit profile and how it differs from your FICO score. When it comes time to create either profile, you’ll be shocked at the contrast. 

 Do you need new computers for your office? We have a surefire way to get more credit than you ever thought possible; even $10,000 if you need it. Of course, this isn’t an overnight process, so you must follow along with our step-by-step guide…

  • How to get $10,000 in business credit
  • Who Dun & Broadsheet are and how they relate to business credit
  • Paydex scores
  • Revolving credit options

This next section is a continuation of the last. We go deeper into detail about keeping your business credit separate from your score and the advantages of doing this when opening a business. We’ll explain why you won’t need your social security number to open these accounts and why that benefits you.

 We’ll uncover Dun & Bradstreet, Equifax, and Experian Commercial credit reporting agencies, then compare them to personal credit. Have you talked to your local small business administration? They are all about helping new businesses obtain credit, and so is Entrepreneur, Inc. Inside, we touch on the following:

  • Dun & Bradstreet
  • Equifax
  • Experian Commercial
  • How to pull up your business credit profile
  • Setting up an EIN with the IRS

Phase 2: Establish Business Credibility

We’ve discussed the benefits of using business credit over your social security number in the past few sections. In this section, we dive into the how of it all. Inside you will learn how to use the EIN now that you established it with the IRS. We explain what credibility points are and how to use them to your advantage. 

 We discuss the biggest reason creditors deny accounts to new businesses and how to avoid this from happening. This is one more step of a process in which you can build strong business credit in a matter of months. You’ll also learn the importance of making sure your business name is the same on every document you have. Inside you’ll find the following:

  • “Doing Business As” and why not to use it.
  • Yext, a service that helps you list your business name everywhere it needs to be
  • Why listing with 411, Google, Bing, and other places are a plus
  • Setting up business credibility
  • How to meet the requirements

Setting up your trustworthiness with business creditors isn’t a one-way street. You can walk down several avenues to get this done, and in this section, we give you more of them. We talk about credit issuers and their requirements, the standards you need to meet before applying, and automatic approvals. 

We hand you tricks on establishing credibility in ways you may have never considered. Are you running your business from home? Do you have a toll-free number where your customers can reach you? How does this apply to credibility? It does, and we tell you how in this course. As you move through this text, you’ll learn more about the following:

  • RingCentral and their voice-over IP service
  • Fax numbers and whether or not you need one
  • Why do you need a professional website?
  • Where you can outsource creatives for hire
  • The best email addresses to use for credibility

As we’ve said, building your business credit is complex, which is why we had to break down establishing credibility into three chapters. In this section, we get in-depth with business banking and the types of banks available to new small businesses. We cover creditors like American Express, JP Morgan, and Chase. 

 We go over bank ratings and cash flow, then explain exactly how to make them work for you and your business. Do you want a low bank rating or a high one? This chapter will tell you what you want and how to maintain it. As you move through this chapter, we’ll discuss the following:

  • The importance of 411
  • SBA business loans
  • Bank types
  • Bank ratings
  • How to choose the right bank
  • What you’ll need to open a business account

Phase 3: Business Credit Reporting

Just as FICO keeps a credit score associated with your social security number, credit reporting agencies keep records of your business credit. It’s not run the same as personal credit, and in this chapter we explain the differences.

 We’ve touched lightly on these companies in earlier lessons, but in this module we dive into the heart of business credit reporting. We explain what a DUNS number is and why you need one. We also touch on vendor accounts, which are a fantastic way to get your business credit up and running. Inside you will learn the following:

  • How to use a DUNS number instead of an EIN or SS#
  • More in-depth information on Dun & Bradstreet, Equifax, and Experian
  • Guidelines and credibility standards
  • How to avoid paying for your DUNS number
  • Whether or not the Fair Credit Reporting Act applies to business credit

The companies that keep our records and credibility are just as unique as the people who open businesses. We’ve brought up Dun & Bradstreet several times, but we do a deep dive into the DUNS number in this section. We also explain their update tool and how to use it.

We can’t forget the Paydex score and the do’s and don’ts of setting up your business credit profile with Dun & Bradstreet. Then we discuss SIC and NAICS codes, Experian Credit Bureau, how to merge and update files, and establish a BIN file. Inside you’ll find more information on the following:

  • How inaccurate information can hurt your business
  • How to get the best results when setting up your BIN file
  • How to search the Experian business database
  • The North American Industry Classification System
  • DnB criteria

One similarity between business and personal credit is how essential it is to keep an eye on your reports. When it comes to business credit, it’s an entirely different beast than personal credit because it isn’t tied to your social security number.

Inside we tell you exactly how to search the databases of the credit reporting agencies we’ve discussed to find what they’re saying about your business credit. This is where your DUNS number will come in handy. We’ll also tell you how to avoid paying for credit reporting help that you don’t need…

  • Business monitoring
  • How your 411 listing applies 
  • Smartbusinessreports.com and how to use it
  • The Fair Credit Reporting Act
  • How to get a Micro-loan to report on your business credit profile

Phase 4: Initial Business Credit

Now that you understand how business credit reporting works, let’s start some initial accounts to build a base. There are several starting points available to you, but if you start with some net 30 accounts, you’ll be surprised how quickly you can grow it to thousands of dollars in credit.

 We’ll explain how to set up vendor accounts that will report to agencies and activate your credit. You’ll know how many funds you’ll need to get started and move on to more extensive credit opportunities, which we cover in later chapters. Inside you will also find the following:

  • The difference between net 10, net 15, and net 30 accounts
  • A vendor account vs. revolving credit
  • How to keep vendor accounts sending positive reports on your behalf
  • Amazon, Dell, Costco, and other large company business credit accounts
  • Why you should avoid using a personal credit check for any of these accounts

Inside this section, we dive into how to get real credit from companies that report today. We’ll explain why you don’t want to go to Staples or Office Depot to open your first business accounts. Then we’ll explain where you should get the first accounts and how to do it. 

 We take you step by step through the process to set up accounts today and get the ball rolling so your business will have a credit report established as soon as possible. Inside you’ll learn how to do the following:

  • Use the purchase order option to obtain credit with a vendor
  • Why Amazon, Dell, and similar companies are the wrong places to start
  • Why Quill is an excellent starter account
  • How to set it up with Quill
  • Lockwood and Associates and their vendor account options

You can liken the process of building credit to constructing a house. To have a strong structure, you need a solid foundation, which you are doing when you set up initial business credit. You are laying the groundwork for better credit later. In this section, we share even more ways to establish initial credit to beef up that report.

We get into the workings of Reliable, Office Depot, and Monopolize Your Marketplace, then tell you how to obtain it all with your EIN not linked to your personal credit history. Inside we get into the following:

  • Reliable office supplies
  • Office Depot
  • Monopolize Your Marketplace
  • Utilizing each as a vendor account
  • How to set each up

Phase 5: Revolving Credit

Now that you’ve established some solid vendor account to report on your business credit, you can begin to apply for revolving cards with companies like Amazon and Apple or Visa and Mastercard. This section lets you know the best time to start your applications for revolving credit and which accounts would be best for your company.

We discuss how long it will take from the moment you open your first vendor account to get a Visa card affiliated with a good business bank. Achieving excellent business credit is easy, and you can do it if you follow the steps in this course. We’ll also tell you the following:

  • How many business accounts you should have to start
  • Which statements are more challenging to get than others
  • What a tradeline is and why you need them
  • Which retailers require a personal guarantee and those that don’t
  • How to get credit with Quill, Gamblers, and Home Depot

Now that you know the difference between vendor accounts and revolving credit, we’re going to fill you in on ways to get those cards from big-time stores like Dell and American Express. No two companies are the same, and we help you differentiate them from one another in order to recognize which is the best for you.

 Whether you want Visa, Mastercard, a Lowe’s Account, or revolving credit with Amazon, there is a process to getting each one, and we walk you through it. Inside this section, you will learn more about the following topics:

  • How to secure the best revolving accounts
  • How to avoid linking them to your social security number
  • How your vendor accounts come into play
  • Securing credit with Dell
  • Obtaining credit that reports to Equifax

In this last section, we cover the final stretch of securing excellent business credit with banks and stores like Walmart, Best Buy, Sunoco, Texaco, Costco, and more. We’ll tell you how many accounts you need reporting to the agencies before you apply to these places. We’ll discuss how you can establish all this even if you have damaged personal credit.

Finally, we will fill you in on our all-inclusive program featuring the most comprehensive financial solution that exists today. This program will lead you to loans and credit without ever giving a personal guarantee. In closing, we’ll go into the following:

  • How to get revolving credit at Amazon, Dell, Walmart, Best Buy, and more
  • How to use tradelines to get cash credit cards
  • How to get approved for high limits
  • Do it all without a personal guarantee 
  • Build the business credit profile you want

You’re Just 4 Weeks From Mastering Business Credit.

Step-By-Step Guidance That Answers Every One of Your Questions.

A month from now, you’ll know precisely how to obtain the credit you need to launch and grow your business. This course sets you up for long-term success, both for this business and all your future endeavors.

Remember, you do NOT need any experience. We’ll walk you through every single step…

Try Timestaracademy.com for free